Bicycle Ticket Increases Youth Driver's Insurance

Bicycle Safety courses used to be offer throughout the county. I am not sure if they still have them, but parents - teach your children the rules of the road.

A client's child was riding his bike, and rode it right through a 4 way stop without stopping. He was immediately pulled over by the police and given a ticket. He went to traffic court and his parents paid the fee. That, they thought, was the end of it. Their son had learned his lesson.

The following year he got his drivers permit and needed to be added to his parents auto insurance policy. When we ran the Motor Vehicle Report, there it was - his first moving violation, a year before he received his license to drive. Yes, the bicycle ticket was treated the same an auto ticket.

After some fancy legwork on our part, we where able to get him approved for the youth driver discount, but was unable to get it removed from the MVR. So, if he gets one more mark on his record, he will lose the California Good Driver Discount, even before you could call him an experienced driver. The bicycle ticket cost him about $200.00 more a year.

Moral of the story. Parents, teach your children the bicycle "Rules of the Road."